# Waffo Pancake

> Global payment infrastructure that makes accepting payments simple, compliant, and scalable.

## What is Waffo Pancake?

Waffo Pancake is a Merchant of Record (MoR) payment platform that handles the complexity of global payments so you can focus on building your product. We act as the seller of record, managing payment processing, tax compliance, fraud prevention, and regulatory requirements across 190+ countries.

## Core Value Proposition

**One Integration, Global Reach**
- Single API integration to accept payments worldwide
- Support for 100+ payment methods (cards, wallets, BNPL, local methods)
- Automatic currency conversion and local pricing
- Built-in tax calculation and remittance

## Key Features

### 1. Merchant of Record (MoR)
We become the legal seller, handling:
- Payment processing and settlement
- Tax compliance (VAT, GST, sales tax)
- Regulatory compliance per region
- Chargeback and dispute management

### 2. Global Payment Methods
- **Cards**: Visa, Mastercard, Amex, JCB, UnionPay
- **Digital Wallets**: Apple Pay, Google Pay, PayPal
- **BNPL**: Klarna, Afterpay, Affirm, Atone
- **Local Methods**: Alipay, WeChat Pay, PIX, DANA, GrabPay

### 3. Branded Checkout
- Fully customizable checkout experience
- Match your brand colors, fonts, and style
- Embedded or hosted checkout options
- Mobile-optimized responsive design

### 4. Revenue Operations
- Real-time analytics dashboard
- Subscription and recurring billing
- Revenue recognition automation
- Multi-currency reporting

### 5. Developer Experience
- RESTful API with comprehensive documentation
- SDKs for major languages (Node.js, Python, Go, Ruby)
- Webhooks for real-time event notifications
- Sandbox environment for testing

### 6. Compliance & Security
- PCI DSS Level 1 certified
- SOC 2 Type II compliant
- GDPR and privacy regulation support
- 3D Secure authentication

## How It Works

```
Your Customer → Waffo Checkout → Payment Processing → You Get Paid
                     ↓
            Waffo handles:
            • Payment capture
            • Tax calculation
            • Fraud screening
            • Compliance
            • Settlement
```

## Use Cases

### SaaS Companies
- Subscription billing with dunning management
- Usage-based pricing support
- Free trial and upgrade flows

### E-commerce
- One-click checkout
- Cart abandonment recovery
- Multi-currency storefronts

### Digital Products
- Instant delivery after payment
- License key generation
- Download management

### Marketplaces
- Split payments to sellers
- Platform fee collection
- Seller onboarding

## Pricing Model

- **Transaction Fee**: Competitive rates based on volume
- **No Setup Fees**: Get started immediately
- **No Monthly Minimums**: Pay only for what you use
- **Transparent Pricing**: No hidden fees

## Integration Example

```javascript
// Initialize Waffo Pancake
import { WaffoPancake } from '@waffo/pancake-sdk';

const waffo = new WaffoPancake({
  apiKey: 'your_api_key'
});

// Create a checkout session
const session = await waffo.checkout.create({
  amount: 9900, // $99.00
  currency: 'USD',
  items: [{
    name: 'Pro Plan',
    quantity: 1
  }],
  successUrl: 'https://yoursite.com/success',
  cancelUrl: 'https://yoursite.com/cancel'
});

// Redirect to checkout
window.location.href = session.url;
```

## Support

- **Documentation**: docs.waffopancake.com
- **API Reference**: api.waffopancake.com
- **Status Page**: status.waffopancake.com
- **Email**: support@waffopancake.com

## Company

Waffo Pancake is building the future of global commerce, making it easy for any business to sell to customers anywhere in the world.

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*Join our waitlist to get early access: waffopancake.com*